Informationspflichten bei der Kapitalanlage – von einzelfallbezogenen und von allgemein gehaltenen Informationen

When it comes to information obligations of financial service providers, the distinction between case-by-case information and generic information is of fundamental importance. While generic information obligations are typically fulfilled by publishing a brochure online and therefore hardly bring any benefit for investors, case-by-case information obligations usually lead to an improved understanding on the part of investors. The purpose of this article is to illustrate the importance of this distinction and, with respect to specific information obligations, to examine whether these obligations require consideration of the circumstances of the individual case.