Berücksichtigung von ESG-Präferenzen im Finanzdienstleistungsgeschäft
Ausgewählte Fragestellungen bei der Umsetzung der neuen SBVg-Richtlinien aus dogmatischer und praktischer Sicht
On 1 January 2023, the Swiss Bankers Association’s «Guidelines for the financial service providers on the integration of ESG-preferences and ESG-risks into investment advice and portfolio management» entered into force. This marks the first binding Swiss (self-)regulation on Sustainable Finance at the point of sale. One of the key amendments includes the financial service providers’ duty to obtain and incorporate their clients’ ESG preferences in the suitability assessment when providing investment advice and portfolio management services. This article focuses on the new self-regulation and in particular the collection and integration of ESG preferences in the suitability assessment from a dogmatic and practical perspective.